No. 1 Low interest rates ------- allowed more young couples to buy homes. (A) have (B) has (C) are (D) is No. 2 It took the government three months to decide to increase ------- of the new banknotes. (A) circumstance (B) circle (C) circumfusion (D) circulation No. 3 The human resource department ------- a survey on working environment. (A) have conducted (B) conducted (C) conducting (D) conduct No. 4 The parliament will ------- landmark legislation that will allow people to rent their rooms, apartments, and houses to tourists. (A) passed (B) be passed (C) have been passed (D) pass No. 5 "As a result, all of the products by the food manufacturer were ------- as ""all-natural""." (A) recalled (B) brought (C) replaced (D) labeled No. 6 Payment at the store can be made by cash or check, ------- a credit card cannot be accepted. (A) both (B) but (C) or (D) either No. 7 This study group consists of a couple of private ------- and some business owners. (A) invested (B) investor (C) investors (D) investing No. 8 Students can ------- the university's online education program starting August 9th. (A) admit (B) administrate (C) enroll (D) apply No. 9 At Morrison & Dorson Ltd., wages ------- depending on the employee's position and skills. (A) to vary (B) varying (C) vary (D) varies No. 10 News reports must confirm if the source is ------- before reporting the news. (A) changeable (B) portable (C) unable (D) reliable