No. 1 More and more people tend to choose to travel to Indianapolis by train ------- airplane because it’s cheaper. (A) but (B) without (C) except for (D) instead of No. 2 If done consistently over a period of time, investing a small portion of your earnings can produce considerable -------. (A) hints (B) expense (C) payment (D) rewards No. 3 ------- the meeting finished pretty late, Nancy was waiting for me to ask me some questions. (A) Nevertheless (B) Still (C) However (D) Although No. 4 The trend for retail stores these days is to ------- an online presence. (A) being (B) be (C) have (D) has No. 5 In some countries in South America, tourists are advised to avoid ------- cash because of the high risk of being robbed. (A) carry (B) being carried (C) to carry (D) carrying No. 6 Please direct all winter holiday inquiries ------- the personnel department. (A) until (B) to (C) as (D) with No. 7 Ms. Park came to work though she ------- a stomach flu. (A) was (B) took (C) have (D) had No. 8 The labor union went on ------- in front of the headquarters in Toronto to demand better wages. (A) trial (B) demonstration (C) hand (D) strike No. 9 The key ------- weight loss success for Rob was to eat more fruits and vegetables and drink green tea. (A) as (B) in (C) for (D) to No. 10 Audiences are ------- to refrain from using cell phones. (A) asked (B) asks (C) ask (D) asking